Cigna Dentist Garner

Learn More About the Benefits of Cigna

Dentist taking notes while speaking with senior patient

If you have dental insurance through Cigna, you are already a step ahead in making your oral health care more affordable! Cigna dental plans are designed to help reduce your costs on everything from routine exams to more complex dental procedures. Whether you purchased your plan on your own or have it as a benefit through your employer, you should certainly strive to take full advantage of it! At Samia Family Dentistry of Garner, we are proud to be an in-network provider for Cigna and are dedicated to helping you make the most of your benefits.

Cigna Coverage Availability & Fees

Person filling out insurance claim form

Cigna offers a variety of dental insurance plans, each of which comes with its own coverage details. While your exact benefits will depend on your individual policy, here are some general features that you may find with Cigna dental coverage:

  • Preventive care — including exams, cleanings, and X-rays — is often covered at 100%, meaning you can usually receive these essential services with little or no out-of-pocket expense.
  • Basic restorative treatments — such as dental fillings — are commonly covered at 80%.
  • Major restorative procedures — like dental crowns, bridges, dentures, and certain oral surgeries — typically receive 50% coverage.

It is important to note that plan details can vary, so choosing a plan that fits your specific dental needs is key. For example, some plans may not provide any coverage for major services; keep such things in mind when you are shopping for insurance.

Here are some additional things to keep in mind about how your Cigna plan may work:

  • An annual maximum — Cigna plans often set a yearly benefit limit, which can range from $1,000 to $3,000. As an in-network provider, we have agreed-upon rates with Cigna, which can help you maximize your annual allowance.
  • Strategic scheduling of treatments — We can assist you in planning your care to make the most of your benefits, such as splitting major treatments between calendar years so you can use multiple annual maximums.
  • Waiting periods — Some services may have waiting periods of 6 – 12 months, depending on your specific plan.
  • Deductibles — You may need to pay a certain amount out of pocket before your Cigna coverage kicks in.

Meet the Team

Dental team member standing behind front desk

Our front office staff at Samia Family Dentistry of Garner is highly skilled in working with dental insurance. We are happy to guide you through every aspect of using your Cigna plan, including:

  • Explaining how your coverage applies to treatments you may need.
  • Helping secure necessary preauthorization.
  • Filing insurance claims accurately and promptly on your behalf.
  • Communicating with Cigna to resolve any issues and make sure you receive your benefits.

We are committed to providing support every step of the way, from the moment you schedule a visit to the completion of your recommended treatment. Reach out to us today to find out how Samia Family Dentistry of Garner can help you take full advantage of your Cigna dental insurance plan — and keep your smile bright and healthy year-round.